Investing means taking some risk and buying assets that, under ideal conditions, add value and provide more money than you have deposited in the long term, so if you have to withdraw funds in the near future you will probably be better off putting your money on a savings account.
Investing can generate much higher returns than savings accounts, but this benefit comes with risk, especially over a shorter time frame. There is a lot of sensible options to choose from. We will help you to make the best choices for your money invested.
How does investing work?
Many people with lump sums choose to invest their money. That means injecting the capital received through earnings, inheritance or a redundancy package into stocks, bonds, funds or property. Investment bonds are essentially life insurance policies where you invest a lump sum into a choice of available funds. These funds will carry varying degrees of risk and potential for growth on the original investment. When you cash investment bonds in, the return you receive will depend on how the investment has performed over time.
I've got a lump sum
You may have a sizeable amount of money to invest through inheritance, a redundancy payment or another savings plan you have encashed. In this case, this could be a good choice for you if you wish to invest money for a longer term. This will suit you if you have a lump sum of at least €5,000. You can also combine your lump sum investment with your regular savings.
Staying in control of your Investment
If you choose to invest, we’ll help you decide which funds to select within the level of risk you’re comfortable with. As your investment mature, you’ll have full visibility of your account – online. And when the time comes to withdraw your investment, you can look forward to a smooth, seamless process.