Serious Illness Cover
What is serious illness cover?
Some illnesses can have a significant impact on your life. They can stop you from working and your recovery may require assistance and time. That’s where serious illness cover comes in. Serious illness cover (sometimes called critical illness cover) provides you with financial support if you are diagnosed with a serious illness*.
Is serious illness cover for me?
Check what benefits your employer provides. While most employers offer life insurance, not all include serious or critical illness. If you are a single person with no dependents, serious illness cover could be a good fit for your needs because it pays out a lump sum if you become ill. This money can be used to pay for things such as household bills or medical expenses that are not covered under your health insurance. And if you have a family, how would they cope if you became ill and were unable to work?
How does serious illness cover work?
Having financial support at a time of physical and emotional stress can ensure that you are able to take the time off work, pay for specialist treatment or even cover day-to-day household bills such as childcare. Serious illness cover can be purchased as an additional benefit to most life insurance policies. It pays out a tax-free, cash lump sum if you are diagnosed with a life-threatening illness such as cancer, heart attack or stroke.
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